One fact about dental care is that it can be expensive. While dental offices try to keep procedures as affordable as possible, the materials used are pricey and there is a lot of additional overhead in a dental office. Many people have dental insurance, but if you need a lot of work done in one calendar year, it might not stretch as far as you’d like it to. What is the answer? If you don’t have the cash available to spend on your treatment, an increasingly popular option to consider is specialized financing in the form of dental credit cards and loans.
At Southlake Dentistry, we offer a variety of options so you can get your dental work done without having to worry about dipping into your savings or not being able to pay the electric bill.
Two popular dental credit cards are CareCredit and Citi Health. These two companies can also be used for other types of financing, such as eye care and, in the case of CareCredit, veterinary care. There are sometimes special incentives, such as 6 months interest-free. To make it even simpler, you can apply for these right in our office and get an answer immediately. Be sure to get all of the terms so you understand the interest rates, annual fees, and other specifics of the agreement.
We also work with Prosper Healthcare Lending, which is a different type of financing company. With Prosper Healthcare, you will also get an immediate response and you can spread out your payments over a longer period of time. This can be very helpful if you have a lot of work to be done.
It is our goal that every patient can get the dental treatment he or she needs for good health. If you are not sure how you will pay for your dental care, don’t hesitate to ask about these payment options. Many patients are in your situation and we can help you by letting you know about the different programs available. Give us a call to schedule your appointment today!